Uninsured/Underinsured Auto Insurance Coverage: Do I Need It?

Buying auto insurance coverage can be confusing.  There are many different coverages that can be purchased under a single auto policy:  liability coverage (which pays the other person if you are at fault in an accident), collision coverage (which pays to repair your own car even if you are at fault), and uninsured/underinsured motorist coverage.  In Texas, you are only …

Airbag Recall Affecting Tens of Millions of Vehicles Is Expanded

The airbag recall involving car airbags manufactured by Takata and already affecting over 30 million vehicles has been expanded.  On May 4, Takata and the U.S. National Highway Transportation Safety Administration (NHTSA) announced a further expansion of the existing Takata airbag recall to include an additional 30-40 million vehicles for a total of 60-70 million affected cars.  This Takata recall …

Bus Accident Leaves Eight Dead

Webb County was the site of a multiple fatality charter bus accident on Saturday morning.  A charter bus near Laredo, Texas rolled over Saturday morning, May 14, 2016, around 11:45 a.m., killing eight of its passengers injuring forty-four others, a state official reported.  The bus left the Rio Grande Valley early Saturday morning and was traveling north on U.S. Route …

Are Parents Liable for Their Teen Driver’s Auto Accident?

If you are the parent of a teen driver and your child is in an auto accident, you may wonder what kind of responsibility you as a parent may have to the other driver for your child’s auto accident. Under Texas law, parents can be held vicariously liable for the actions of their teen drivers under some circumstances, so carrying automobile …

Homeowners insurance policies: Compare before you buy.

Most insurance agents do not offer you the option to compare different homeowners insurance policies before you buy and carriers do not make their policies available for review even after you purchase the policy.  Homeowners are often under the gun of a home purchase when they go out to buy homeowners insurance and many times the idea of comparing the …

Avoid an Accident: Texting while driving is like driving blindfolded.

Texting while driving can cause an accident. Would you ever agree to ride in a car with a blindfolded driver? That is the equivalent of what you are doing if you ride with a driver who is texting and driving. The Average Text Distraction Lasts 5 Seconds –Long Enough to Cause An Accident. According to a 285 page U.S. Department …

Dog Bites Give Rise to Thousands of Personal Injury Claims Each Year

Dog bites give rise to thousands of personal injury claims each year, some involving very serious personal injury and even death.  According to the Agency for Healthcare Research and Quality, 1000 Americans per day sustain a serious dog bite injury requiring emergency room treatment. According to published studies and data compiled and reported by www.dogbite.org and www.dogbreeds.com , the five breeds …

distracted driving

Distracted Driving Awareness Month Kicks Off TV Ad: “U Drive. U Text. U Pay.”

The United States (U.S.) Department of Transportation’s (DOT), National Highway Traffic Safety Administration (NHTSA), the National Transportation Safety Board (NTSB) have joined together to kick off the Distracted Driving Awareness Month. According to NHTSA’s website, in 2014, 3,179 people were killed and an astounding 431,000 were injured in collisions involving distracted driving in all 50 states, the District of Columbia, …