Uninsured/Underinsured Auto Insurance Coverage: Do I Need It?

Buying auto insurance coverage can be confusing.  There are many different coverages that can be purchased under a single auto policy:  liability coverage (which pays the other person if you are at fault in an accident), collision coverage (which pays to repair your own car even if you are at fault), and uninsured/underinsured motorist coverage.  In Texas, you are only …

Homeowners insurance policies: Compare before you buy.

Most insurance agents do not offer you the option to compare different homeowners insurance policies before you buy and carriers do not make their policies available for review even after you purchase the policy.  Homeowners are often under the gun of a home purchase when they go out to buy homeowners insurance and many times the idea of comparing the …

Auto Insurance Coverage 101

The term “auto insurance” refers to several different insurance types that provide various forms of protection for cars and their drivers. Almost all states require drivers to carry auto insurance, and each state has needed minimum values for different policies. States can also impound vehicles if the driver is uninsured. However, keep in mind that it’s not necessarily a good idea to maintain …