Uninsured/Underinsured Auto Insurance Coverage: Do I Need It?

Buying auto insurance coverage can be confusing.  There are many different coverages that can be purchased under a single auto policy:  liability coverage (which pays the other person if you are at fault in an accident), collision coverage (which pays to repair your own car even if you are at fault), and uninsured/underinsured motorist coverage.  In Texas, you are only …

Protecting your Family from Drunk Drivers

While the work of Mothers Against Drunk Driving (MADD) has brought forth increased legislation, helped to reduce drunk driving fatalities, and improved awareness across the nation, the danger of drunk driving still exists. Drunk drivers are still on the road, risking their lives and those of others who share the roadways with them. Those whose lives have been changed forever by the …

Drunk Driving and the 4th of July

According to the AARP, the 4th of July is one of the most dangerous days of the year to be on the road. It is second only to New Year’s Day for drunk driving deaths. As this information sinks in, realize that the statistic does not specify who was injured or killed during the accident. The drunk driver could have been killed, or an …

Texting and Driving? Not Anymore with This Radar Gun

If you are anything like most people, you actively try to avoid getting pulled over for speeding or other traffic infractions. We know that if we speed, an officer with a radar gun is likely to find and catch us. So we keep our speed to the speed limit and obey the law. With the advent of smartphones and texting, though, not everyone …